Earthquakes..


PALMER, Alaska - A magnitude 4.8 earthquake hit the waters in the Kodiak Island region.
The Alaska Earthquake Information Center says the quake occurred at 8:54 p.m. Wednesday about 46 miles south of Homer but apparently caused no damage.
The earthquake was 31 miles deep.
The information center says residents in Homer, Anchor Point, Seward and Soldotna reported feeling the ground move.

Reminder: Earthquake is an optional policy. Check to see if you are covered, also find out what your deductible is.

Flood warning


FAIRBANKS — An ice jam on the Tanana River continued to cause flooding at Salcha on Wednesday and record-high temperatures could mean more ice is on the way.
A half dozen families in the community 40 miles south of Fairbanks chose to move to higher ground as the water continued to rise Wednesday.
Salcha Fire and Rescue volunteer Jim Skotnicki said at least six families who live along the Old Richardson Highway had evacuated their homes and were staying with friends until the water dropped. Other homeowners stayed behind to do what they could to prevent water from seeping into their houses.
“Some hard-core folks are hanging in there to weather the storm,” Skotnicki said.
The ice jam near Mile 330 Richardson Highway is acting as a dam and pushing water over the bank of the Tanana River and into the yards of several homes along the Old Richardson Highway, which parallels the river.

Reminder: Flood insurance has to be purchased it is not included in a home policy. There is a 30 day mandatory waiting period.

Loss Assemement coverage for Condos


If you own a condo or know someone that does, please add Loss Assessment coverage to your policy. With our agency it is $10 dollars a year, it pays up to 50,000 dollars for any levies your Condo Association could assess you for a claim. Read this article for more information. (we are calling all our condo policy holders to add this very inexpensive coverage.

Deadline for Studs Friday


Alaska motorists must remove studded tires from their vehicles as of Friday, according to the state Department of Transportation.

Create your own vitual Pile up!

This is great! check it out..
This is mine

Extended Warranty's


Beware when buying extended warranties, today there is an announcement by the Better Business Bureau there is an extended warranty company scamming the public. In our experience it is best to buy a warranty from the dealership the work will be preformed. Warranty's are very expensive here in Alaska and it only seems natural to shop for a "good" price. However if the dealership won't honor the brand X warranty then you're worse off. Perhaps if you do find a company with a less expensive warranty, check with the dealership first to see that they will honor it and verify with BBB to ensure they are legit.

Don't Forget!


We are getting several calls in to reinstate motorcycles, seasonal cars and motorhomes, but every year involving cars that weren't reinstated. Just a reminder physical damage isn't on the vehicle until reinstated, matter a fact they are not legal to drive in Alaska. Please call us or email us before driving.

Alaska Personalized Plates Online


This is great, pick the plate you want and personalize it!


Motorcycle Helmet Law for Alaska


Helmet Requirements:
1) Any operator under 182) Any passenger on a motorcycle, regardless of age3) Anyone with an instruction permit, regardless of age4) Anyone taking a road test for their motorcycle license, regardless of age.
More information and Alaska Law:

Alaska's New Driving Law, Text Messaging Ban


Starting September 1st 2008, Alaska’s House Bill 88 (HB 88) will go into effect. Although the new law is known more as “Alaska’s Text Messaging Ban” the bill actually relates to “televisions, monitors, portable computers and similar devices in motor vehicles;”
The law specifically prohibits unlawful installation of television, monitor or “similar“ device. In the State of Alaska it will be considered a crime if a person driving a motor vehicle;


The vehicle has a television, video monitor, portable computer, or any other similar means capable of providing a visual display that is in full view of a driver in a normal driving position while the vehicle is in motion; and the monitor or visual display is operating while the person is driving.


A person who violates this new law (depending on the circumstances) would be guilty of a misdemeanor. If the driver is involved in an accident and there is a injury or death, the driver would be charged with a felony.



Accidental Life Insurance, is it worth it?

The statistics in this site prove that accidental death isn't a high concern. Buy coverage that will pay in any type of death, don't buy a policy with restrictions or exclusions.
http://www.the-eggman.com/writings/death_stats.html

Alaska Provisional Licensing


Effective January 1st, 2005
If you are under the age of 18, the following applies to you:


Your parent, legal guardian or employer must provide proof that you have had at least forty (40) hours of driving experience. This must include at least ten (10) hours of driving in challenging circumstances such as inclement weather and nighttime driving.
If you are convicted of a violation of a traffic law, you must wait for six months before you can apply for your provisional driver license.


PROVISIONAL LICENSING: AS 28.15.055 (1/1/99) & AS 28.15.057 (1/1/05)

The laws referenced above changed what is required to obtain and keep a driver’s license.
You must have held a valid instruction permit for a minimum of six (6) months before you can apply for a provisional driver license.


While practicing with your valid instruction permit, the adult with you must have been licensed for 1 year and must be 21 years of age or older.


If you receive traffic citations which total 6 or more points in a 12 month period or 9 or more points in a 24 month period, you must take a nationally certified defensive driving course. If you do not take a course, the DMV can suspend your privilege to drive.


Provisional License Restrictions (Minimum of six months - up to the age of 18)


You may NOT carry passengers under the age of 21, except siblings.
You may NOT operate a motor vehicle between the hours of 1:00 a.m. and 5:00 a.m.

Exceptions:
unless accompanied by a person who is at least 21 years of age that is licensed to drive the type or class of vehicle being driven.
unless driving to or from your place of employment or within the scope of your employment. All driving must be along the most direct route.

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