Do you have a home inventory?


Although home inventories are not required, they are highly recommended. But don’t be intimidated if you have a lot of stuff. There are many ways to accomplish your inventory with little inconvenience to your busy schedule. Here are some suggestions:
1) Take PicturesWalk through your home, from room to room, and snap a few pictures with your camera. Even older cameras which require film can be made into a CD that stores easily in a desk drawer at your office or safe deposit box.

2) Try this website: http://www.stuffsafe.com/
It easy to use and totally free! You can organize your inventory by room, listing all your furniture and other belongings, with NO PERSONAL INFORMATION REQUIRED. This allows you to store your inventory online, where its password protected and accessible from any computer!

Prevent theft and freeze ups in your Garage


This is a really neet gadget it closes your garage door automatically if you forget! Or if a stray signal causes the door to open unexpectedly. How often has your neighbor closed your garage door for you?

http://www.garagesecure-ak.com/TechnicalSpecifications.html

Force-placed insurance


We have a customer that was recently hit by a vehicle with force-placed insurance. What is force placed insurance?

Forced insurance means that the finance company takes out insurance on the car, to protect their asset which you are failing to do by not keeping the mandated insurance on it. The cost of this insurance is then passed onto you, usually in the form of an added charge on your loan or lease payment. The cost of forced insurance is typically high and with no real benefit to you.
Loan or lease documents usually state that if you do not obtain or keep the appropriate insurance coverage on the vehicle that they, the lien holder, will secure such coverages and charge you for it. When the financial place gets insurance for you, these charges are subject to interest and the premiums will be higher than if you purchased the insurance yourself. This forced insurance typically provides protection to the bank or other financial institute, not you, for their interest in the car.
To be clear, in most cases, this insurance coverage that they force place only protects the lender and does not protect you for your interest in the vehicle. In addition, it does not protect you against Liability for damage or injury you cause to another person or automobile, thus not fulfilling state requirements for insurance leaving you still showing a lapse with your state and thus opening yourself up to uninsured motorist penalties.
So our customer has to file a claim on their own policy, pay the deductible... the other driver thought insurance is insurance. Force placed insurance is usually very expensive as well. Yikes!

Recall on Wii Charger... possible fire hazard!



FOR IMMEDIATE RELEASEAugust 11, 2009Release # 09-303
Firm’s Recall Hotline: (888) 344-4702CPSC Recall Hotline: (800) 638-2772CPSC Media Contact: (301) 504-7908
Wii™ Battery Recharge Stations Recalled by Griffin International Due to Burn and Fire HazardsWASHINGTON, D.C. - The U.S. Consumer Product Safety Commission, in cooperation with the firm named below, today announced a voluntary recall of the following consumer product. Consumers should stop using recalled products immediately unless otherwise instructed.
Name of Product: Psyclone Essentials and React Wii™ 4-Dock Battery Recharge Stations
Units: About 220,000
Distributor: Griffin International Cos., Inc., of Minneapolis, Minn.
Hazard: The battery pack can overheat, posing a burn or fire hazard to the consumer.
Incidents/Injuries: Six incidents of overheating have been reported to the firm. Two consumers reported minor burns to the hand.
Description: The Wii 4-Dock Recharge Station includes a white docking station with four recharge stations and a four rechargeable battery pack. Brand names are on the front of the packaging and the model numbers, Psyclone (PSE6501) and React (RT530), can be found on the bottom side of the product.
Sold at: The Psyclone Essentials brand was sold at Target, Toys R Us and Amazon.com nationwide; React was sold at Best Buy stores nationwide. Both were sold from January 2008 through July 2009 for about $50.
Manufactured in: China
Remedy: Consumers should immediately stop using these recharge stations and contact Griffin International to obtain information on how to return the product and receive a free replacement.
Consumer Contact: For additional information, contact Griffin International toll free at 888-344-4702 from 9 a.m. to 5 p.m. CT Monday-Friday, email productsafety@psyclonegamer.com or visit this Web site http://www.psyclonegamer.com/Wii4Dock/index.asp?bhcp=1
More recalls go: http://www.cpsc.gov/

Accident


Please be certain to always have a current proof of insurance card in your car. There are a few reasons, one it is required by Alaska law, but also if you are in an accident it is recommended to switch ID cards with the other party involved. All the information for filling a claim and filling out a Crash form (also required to fill out by Alaska law) is located on this simple ID card. We can email, fax or mail a proof of insurance card please email a017359@allstate.com or call us today.
Also we can mail a ID card holder that contains recommended steps to take in case of an accident. Don't forget most phones have cameras, take photos of the vehicles before moving them. If you have an iphone(or know someone with an iphone) download the Free app C.A.R.

firewise.org (booth at the fair)


FireWise Teams offer free home visits to Fairbanks North Star Borough residents.
Alaskans are notoriously self-reliant, but when it comes to preparing their homes and property to withstand the threat of a wildfire, many are unprepared. Studies have shown that homes often burn after the wildfire has passed by. Debris-filled nooks where embers can smolder may be as great a danger as that nearby spruce. Most of the fires in the Fairbanks North Star Borough are human-caused, and many of those are started when people burn piles in the spring and summer.
"Homes don’t burn if homes don’t ignite."
The Division of Forestry and the Fairbanks North Star Borough received a grant from USDA Forest Service in 2009 to promote FireWise principles. The efforts are a response to critical needs identified in the Community Wildfire Protection Plans, which were completed in many areas in 2007. Those plans called for more education regarding defensible space and what landowners and community groups could do to reduce their risks.
The Fairbanks North Star Borough is kicking off the FireWise for All Seasons campaign, following the success of Kenai Peninsula which encourages residents to think about reducing fire risk year-round.
During this summer, communities will be visited by trained FireWise Teams, who will review the features of your home and make recommendations regarding how to improve or create defensible space around your property. Teams will support and assist individual homeowners in understanding and applying the Firewise principals.
Residents can call their local fire department to sign up for a free home evaluation visit.
For more information go to www.firewise.org

C.A.R. Car Accident App

{This is a great app, very detailed, oh and free! download it, pre-fill it out and hope to never use it}
C.A.R. is the most advanced accident report application built upon the latest iPhone OS 3.0 technologies. Being involved in a car accident is a very stressful situation. C.A.R. assists you to collect all necessary information through an innovative user interface. You can easily collect people and vehicle information, capture location details, and accumulate witness information through built-in multi-media utilities. All collected information and media assets can be emailed via the iPhone email client.
Features highlight:
· Support Free Apps - 100% ads free
· Auto save - application saves critical data automatically, user doesn't have to click Save on every page.
· Revolutionary user interface – designed for users under stressful condition.
· Dynamic data arrangement – support Multi-vehicle collision scenarios.
· Most comprehensive accident report – this application composes all audio, photo, drawing and text in one single email report.
· Customizable email contents for sending accident reports to all drivers, witnesses, injures and insurance company.
· Built-in advanced utilities – camera, voice recorder, text notepad and drawing pad.
· Automatic GPS look up – automatically retrieve current location, such street names, city, state and country.
· Google Map enabled – tag accident location using the embedded Google Map Kit.
· User profile setting – save time by pre-filling information.
· Privacy protection – all information stored within your iPhone.
· Latest iPhone 3.0 technologies – utilized iPhone capabilities such as Map Kit, Media Player Framework, and In App email.
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