Always keeping up with technology and being available to our customers, we now have a new Skype account. Skype account to Skype account is free talk! ID: insgoddess (of course)
Round-a-bouts in Fairbanks, first does everyone know how to use a round-a-bout?
The largest myth:Is the roundabout like a 4-way stop?Not really. The main similarity is that both roundabouts and 4-way stop intersections do not have signals. The differences include: 4-way stops yield to the right, roundabouts yield to the left --like a right turn on red-- because the circulating traffic comes from that direction. At 4-way stops, each direction gets a turn in order. At roundabouts, each driver chooses a safe gap to enter and no driver “gets a turn.”For more frequently asked questions and animations:
Idenity Theft
This is on the top of every one's mind these days. It is very important to sign up for fraud detection on all your credit cards, this alerting you of unusual charges. Be sure they have your cell phone number so they can reach you right away when they place your account on hold. We all know how embarrassing it is to be in line at the store and have the checker tell you, your card has be declined. Also we offer $25,000 identity theft coverage, it has to be requested and added, the cost is 30-40 dollars a year.
Best way to avoid flooding is to live outside flood zone
Throughout Southcentral Alaska, vast amounts of rain and snow can cause flooding. Seward is the most flood-prone area on the peninsula, because the city is located on an alluvial basin, said the Kenai Peninsula Borough's acting planning director Max Best. "Seward's the biggest area we're worried about as far as flooding," said Best. "It's not predictable where the rivers are going to go when the water rises."
However, Seward is far from the only place vulnerable to a major influx of water.
Any of the area rivers could have their banks overwhelmed, said borough emergency management coordinator John Alcantra. Alcantra and Best said, in order to avoid floods as much as possible, people should live outside of zones where high water is common.
Maps showing vulnerable flood zones are available at the borough's planning department and the building inspection offices of the peninsula's cities. Alcantra said many people don't realize how great a risk flooding is. He said a common mistake is misunderstanding what the different zones mean. For example, someone looking to build along the Kenai River may see the area is in a 100-year flood zone. Because the river last flooded in 1995, the builder assumes there is no risk until 2095. Alcantra said that is a very risky assumption.
A 100-year zone means that there is a one-in-one-hundred chance of a major flood every year, Alcantra said. Even if the land you want to build on is in a flood zone, Best said it is still possible to put up a home. All structures in flood zones must have a special permit from the borough, though. "You can build in the flood zones if you meet certain requirements and can get insurance," Best said.
Insurance is necessary, Best said, in order to offset the costs of potential flooding, which is usually borne by taxpayers.
Alcantra said some flood-prone areas use tax money to buy up the land at greatest risk and create public recreation areas. Alcantra said although such an idea might work on the Kenai Peninsula, he doesn't see it happening anytime soon.
"In an era of restrictive budgets, is it high enough on the priorities?" he asked. "It costs a lot of money." Alcantra said no amount of warning or discouragement will keep people from building in flood zones. "It's human nature," Alcantra said. "People love to be by the water and are willing to put up with the risks involved." Once flood waters start rising, there is little to be done. Alcantra said evacuations are not very common on the peninsula, but will be used occasionally to ensure residents stay out of harm's way.
After the disaster has receded, the flood of insurance, loan and other paperwork begins. People will be notified of an impending evacuation in any of a number of ways, he said, including the Community Alert Network and emergency radio broadcasts, among others. "We have multiple tools in the toolbox to let them know when they need to evacuate or when they need to shelter in place," he said.
If evacuation is not considered necessary, Alcantra said people should stay indoors as much as possible to avoid flood waters. Incoming plumbing could be compromised and should be used as little as possible, he continued. Alcantra also recommended sealing doors and windows beneath the estimated water level.
Flood Insurance can vary from 300-3,000+ a year, before purchasing land know what flood zone the entire lot is. If there is any Flood zoning A Flood insurance will be required if you obtain a loan. If you're not in need of financing, always remember this property will be sold someday and the potential buyer may need financing. Have your property surveyed (if in a zone A) prior to building to ensure the home is build well above the base flood elevation. The lowest part of the home *(usually the crawl space or garage) is well above the Base flood elevation. For more information call us
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