Motorcycles are out

Automobile drivers, not motorcyclists, are responsible for more than two-thirds of car-motorcycle crashes. Many times, drivers don't see the motorcyclist until it's too late to avoid a crash. Motorcycles are already more difficult to spot than cars because of their smaller profiles, and drivers are conditioned to look for other cars, not motorcyclists. Traffic, weather, and road conditions require motorcyclists to react differently than drivers, so it is often difficult to judge and predict when riders may take evasive action.

This means drivers must always be aware of their surroundings. Remember: Check twice, save a life.

Hit and runs

Have you ever walked out of the store to find your vehicle damage, and no note or anyone that saw the accident occur? What happens from here? Well the first thought that comes to every one's mind is call the police. Unfortunately because this usually occurs on private property they will not respond. Here is the catch, ALL hit and runs have to have a police report done within 24 hours to fall under Uninsured motorist coverage (stated in your policy). If this report isn't done there is a risk of the coverage being denied(if you only have liability) or covered under your collision coverage(filled as an at fault accident). If the claim is filled under collision there are discounts or rewards that would be lost. So if this happens to you, please drive to the nearest law enforcement facility and file a police report (there must be a case number), fill out an accident form (located on this blog top right) and then call us for the insurance steps.