If you plan to park those summer toys when the snow flies, make sure to call! Many items, such as motor homes and motorcycles have reduced coverage available for the winter lay-up. They will be covered for perils such as fire, theft, vandalism, falling objects, at just a fraction of the normal cost.These items won't be road legal while they are on the reduce winter coverage, so make sure those keys are put safely away. Also, remember to call us in the spring when you are ready to hit the road again. Helpful reminders can include a note on the steering wheel, or a taped to the ignition key.