
Hood Agency, is a team of licensed insurance professionals, that strives to be the very best equipped with the knowledge to help every client’s unique insurance needs. We provide affordable Insurance to fit your budget and VALUE accross the entire state. We look for all possible discounts and provide high quality coverage. Specializing in Auto, Home, Earthquake, Umbrella, & Life. We also have RV, Snowmachine, Boat, and other coverage’s available.
Good Hands Roadside Assistance

Hit and runs

Tis the season there is an increase in hit and runs, specifically in parking lots.
The best advice is prevention. Park your cars in less traveled area or in an area less congested.
What is required when you do find damage on your car and there's no notes or witness? Take pictures with your phone, obtain a police report from the local authority and contact your insurance company right away. During the holidays there is an increase in uninsured drivers, and stress that may cause drivers to be more distracted than usual.
Snowmachine Insurance

Personal Property Insurance(clothes, furniture, collectables, toys, tv’s etc):
Do you know how much your belongings are worth? The figure is often much more than you may initially think. Taking the time to assess what you own, and to understand how your coverage works, we can help you make sure everything you value is adequately covered.
Start by walking around your home and look for items that you spent a lot of money on, or that have appreciated in value since you got them. Having a record (have this record stored outside of the home) of those items (pictures, documents, etc.) - especially those most important to you either financially or personally, is very important in working to ensure they are protected properly.
Finally, you will need to make a decision about how to insure your belongings and choose coverage options to suit your individual replacement needs, we here at Hood Agency are happy to help with this very important decision.
We here at Hood Agency will also help you with the very important decision on choosing Actual Cash Value or Replacement coverage for your personal belongings.
Short definitions
Cash Value: The cost to replace with new property of like kind and quality, less depreciation. (garage sale prices)
Replacement: The cost to replace the property with like or similar quality/brand with new.
Involved in an accident? or see one?

Also program in your cell phones our phone number for claims help 24x7 488-7033x 3 or 451-7733x 3 or Toll Free 866-488-7033x3 Or download our app on your mobile device Allstate Mobile
Please turn your head lights on

It's getting darker earlier and staying darker longer every day. Stats show having your headlights on all day every day will greatly decrease your odds of getting involved in an accident. However it's most older cars don't have the auto running lights and as the season turns to winter there are cars that forget to turn on their lights.. be aware and always double check before entering roadways.
Time of year!

If you have a motor home, motorcycle or seasonal car don't forget to suspend or reinstate (winter vehicles). Super easy email a017359@allstate.com with instructions (great way to do this for emails are timed and dated!). Why suspend a toy or car? To keep fire, theft, vandalism, wind, hail, fire, and falling objects coverage for your vehicle at a very low cost.
(fixed) Life Insurance Month!

Life insurance can do some pretty amazing things for people. It can buy loved ones time to grieve. It can pay off debts and loans, providing surviving family members with the chance to move on with a clean slate. It can keep families in their homes and pre-fund a child’s college education. It can keep a family business in the family. It can provide a stream of income for a family to live on for a period of time. Life insurance can do all of these wonderful things for your family…there’s just one small catch. You need to own life insurance.
For more information CLICK HERE
In Good Order

Teens can win six free music downloads

Simply register on our Teen Driver site, and sign the safe-driving promise with your parent or guardian and get six free music downloads! That simple!
Site to register on is :http://www.allstateteendriver.com/main.aspx
Does the car you drive fit your personality?

"Everywhere you look, you can find little jokes about what your car can mean about you and your personality." If the car you drive is a less than common color it could mean "you are simply seen as someone who ‘marches to the beat of your own drum’ and doesn’t follow trends. You may be seen as eccentric, but you don’t necessarily care what others think of you." For more CLICK HERE