Please help us


Time to update our records with just a minute or less of your time. Please update your emergency number and a couple other questions Thank you!!
CLICK HERE

Home inventories should be required!


You never know when a disaster may strike—but you can be prepared with a home inventory. When a claim is filled on your home or renters policy, and there's damage or lost contents, the first requirement is document all that was damage. Imagine having to do this after a fire destroys part or all of your home. Home inventories are not required but should be! This very easy site has great tips and a software to help with your personal inventory. One other tip, keep all user manuals/product guides and store in a location away from your home (family members home, office, storage shed).
Site for your use

New no physical needed!


Starting today we have a fixed term life policy that requires no physical!
(must be 18-45 yrs of age)

School is out and so are the bicycles!



Please wear a helmet while riding this summer. Here are some Safety tips:
  • 40% of vehicle-bicycle crashes involve a “right turn on red”.

  • 46% of all vehicle-bicycle crashes take place between 3-7pm on weekdays.

  • 39% of all bike crashes in Anchorage involve bicyclists between 6-18 yrs old.

  • In Anchorage, driver inattention and failure to yield were the main factors in bicycle related crashes.
Alaska Department of Transportation

Program our phone number in your Cell phones


We have heard from a few customers recently having our number a click away helps when the unexpected happens. Please take a minute and program our phone number in your phone.

Fairbanks number 451-7733

North Pole number 488-7033

Toll Free number 866-488-7033


Eco-Friendly


More and more there are ways to reduce the impact to our environment, we here at Hood Agency are doing our part! Come by and get our bags, great for groceries!!(limit 4 per house)

Tiss the season


Don't forget to reinstate your motor homes, with Arctic Man this weekend and spring in full swing we want to be sure you're covered!

Glass damage?


glassdamageclaim Rocks everywhere, especially now that it's spring! If you have Comprehensive filling a claim is easy! Call 1800 626 4527, have your policy number ready before calling.
Often it is best to wait till the rocks are cleared from the roadways before scheduling your replacement or repair.

P.S. Comp/glass claims don't hurt your insurance rates.

Emergency prepardness


With the tragedy in Japan it reminds us mother nature is powerful and to be prepared. Being we are near the arctic we have to be even more prepared.

The following items are important to have readily available in your home.
Generator (hook up easy to switch in the event of a power outage)
Flashlight with extra batteries
Portable, battery-operated radio
Radio
Purchase and use "glow sticks".
First aid kit and manual
Emergency food and water (some sources say you should have up to 2 weeks worth of extra food
Nonelectric can opener
Essential medicines
Cash and credit cards
Sturdy shoes for each family member.
Warm clothes
Blankets

For more go to this site How to prepare for an Earthquake

Bump up your credit score tips


Wanting to buy a house or car this year here are some easy fast ways to bump up your credit score.

Pull your credit and repair errors.

Pay down credit lines over two months.

Pay bills on time from now on.

Never use “grace periods” pay early or on time.

Do not close unused accounts.

Cut up credit cards, but keep the oldest one. (even if you don’t use it)

Spread your debt over your credit cards rather than one with all debt.

Rapid re-scoring you'll need a lender who is a customer of a rapid re-scoring service. Generally, the service will run roughly $50 for every account on your credit report that needs to be addressed, but it could save you thousands on your loan.

More on these tips go to this site, and some tools and strategies to get your score higher :(click here)


Spring time can bring Flooding

Springtime is just around the corner.. your homeowners and renters policies do not cover flood water (water from the outside of your home). Flood insurance is the only protection through FEMA can cover water damage from spring flooding. Want to know what a flood could cost? Below is an interactive tool to give you an idea.
Interactive Tool

Note: flood insurance has a 30 day waiting period, so don't wait to get coverage.
Quote and information click HERE