Glass damage?

Rocks everywhere, especially now that it's spring! If you have Comprehensive filling a claim is easy! Call 1800 626 4527, have your policy number ready before calling.
Often it is best to wait till the rocks are cleared from the roadways before scheduling your replacement or repair.

P.S. Comp/glass claims don't hurt your insurance rates.

Emergency prepardness

With the tragedy in Japan it reminds us mother nature is powerful and to be prepared. Being we are near the arctic we have to be even more prepared.

The following items are important to have readily available in your home.
Generator (hook up easy to switch in the event of a power outage)
Flashlight with extra batteries
Portable, battery-operated radio
Radio
Purchase and use "glow sticks".
First aid kit and manual
Emergency food and water (some sources say you should have up to 2 weeks worth of extra food
Nonelectric can opener
Essential medicines
Cash and credit cards
Sturdy shoes for each family member.
Warm clothes
Blankets

For more go to this site How to prepare for an Earthquake

Bump up your credit score tips

Wanting to buy a house or car this year here are some easy fast ways to bump up your credit score.

Pull your credit and repair errors.

Pay down credit lines over two months.

Pay bills on time from now on.

Never use “grace periods” pay early or on time.

Do not close unused accounts.

Cut up credit cards, but keep the oldest one. (even if you don’t use it)

Spread your debt over your credit cards rather than one with all debt.

Rapid re-scoring you'll need a lender who is a customer of a rapid re-scoring service. Generally, the service will run roughly $50 for every account on your credit report that needs to be addressed, but it could save you thousands on your loan.

More on these tips go to this site, and some tools and strategies to get your score higher :(click here)

Spring time can bring Flooding

Springtime is just around the corner.. your homeowners and renters policies do not cover flood water (water from the outside of your home). Flood insurance is the only protection through FEMA can cover water damage from spring flooding. Want to know what a flood could cost? Below is an interactive tool to give you an idea.
Interactive Tool

Note: flood insurance has a 30 day waiting period, so don't wait to get coverage.
Quote and information click HERE

TONS of snow!

With all the snow we've had this past week and predicted in our future, is it time to shovel our roofs? There's many factors to consider, is your roof flat or sloped? What is the material on your roof? metal or shingle?

The load needed to collapse a code-built roof would still require much more snow, local building officials said. An approved roof is required to hold 50 pounds per square foot in Fairbanks.
More info

Calculating snow loads for flat and sloped Roofs, More info

p.s. if you're going to attempt to clear your roof yourself, please be careful!

Tax time!

Don't forget to have your property insurance figure when filling your taxes. We can easily work up this figure for you, please email akallst8@yahoo.com and we will get the figure to you fast!

Witness to an accident?

Driving to work and witness and accident? Please please stay at the scene and help the parties involved. Many times accidents happen so fast parties and parties involved are so shaken the details are hard to recall. If you're in a rush, simply provide someone at the scene your name and phone number (business card) and let them know you'd be happy to help. This act of kindness may ensure one's insurance rates don't go up and who knows someone may pay it forward to you one day!

Prevention of Freeze ups

One of the most common and most expensive claims we handle every year is Freeze ups. It's common for us Alaskan's to travel during the dark and cold months, however this is when these horrible claims occur. The best prevention is to have a house sitter. Another option is to install Freeze/Water Alarms in your home. There are many to choose from. Also if you have an alarm system on your home, it may be a simple upgrade with little to no added cost. Here are some we found on a Google search
HomeSitter Freeze and Water Alarm
Temperature@lert USB Standard 3.5
Control Products Temperature Alarm Dialer

Happy Holidays! and Hours today

Here's wishing everyone a safe and warm Holiday! We are open today till 3pm, stop by or call.

Customer satisfaction Results

We are so blessed to have great customers! Our customer satisfaction results are in! We are one of the highest in our REGION! We are very proud! Truly shows we have a great team and meet our customers needs!

Drinking myths

As long as you've gotten a few hours of sleep, you'll be OK to drive the morning after you've been drinking.

Power naps, even in the middle of the night, are not sufficient. Alcohol is processed out of the body at your body's own fixed rate. Your reflexes and other physical abilities can be affected for as many as 10 hours after you've finished your last drink (and this could be longer if you had a tremendous amount to drink).

If I have too much to drink, I can drink a lot of coffee to sober up quickly. Right?

Ha. Tell us another one! Drinking a lot of coffee after drinking too much alcohol may, however, increase your discomfort through the need to use the bathroom while being transported to the jail on DUI charges. Only time will remove alcohol from the system. It takes the body approximately one hour to eliminate the alcohol in one drink. An old saying goes, "give a drunk a cup of coffee and all you have is a wide-awake drunk.

Splashing cold water on my face or taking a cold shower will help sober me up.

Splash away! And by all means, take a cold shower. It may make you cleaner, but it won't sober you up or make you a safe driver. The deputies at the jail, however, prefer clean drunks and recommend showering prior to doing anything that will lead to your arrest, such as driving after you've been drinking.

More go to http://www.augustadui.com/misconceptions.cfm

Please do not drive drunk or buzzed.
Fact: Among all the embarrassment and other expenses, your auto rates will double or triple.

Roadside Assistance

Due to the Ice Storm last week we processed a bunch of towing claims, easily in the 1,000's of dollars through our motorclub program. If you weren't aware we have a plan that pay for UNLIMITED dollars, and miles! Also pays to unlock your car, helps you get back on the road if you get a flat, run out of gas or need a jump start. This comprehensive plan also provides lodging and meals if you are stranded more than 100+ miles away from home if you're involved in a collision. This plan also covers any car you drive! Call for more information.