Don't forget to get plate numbers

See something suspicious, get in an accident, or see someone driving recklessly.. get their plate number! Report the incident to the proper authority. More and more we are getting hit and runs, a simple collection of the plate number if someone see's it happen would impact customers claims experience tremendously! Don't follow the car, just get the plate number, description of the driver and car if possible.. and report it..

Drive always with your Headlights on

Drive always with your Headlights on

Daytime running lights (DRLs) are headlights that are lit whenever a vehicle is running. A low-cost method to reduce crashes, they are especially effective in preventing daytime head-on and front-corner collisions by making it easier to see vehicles, particularly as they approach from far away. Information from Insurance Institute for Highway Safety.

Prevention of accidents is the greatest cure for lower insurance rates!

Emergency Service

Is your house well marked for emergency services? Be certain your house number is clear from the road way and not obscured by snow or blends in with the surroundings.

Good Hands Roadside Assistance

Free Good Hands Roadside Assistance Available to Everyone! Simply fill out this FORM and you are instantly able to use our network and get reduced rates on towing, lock out, refueling, jump starts, and tire changes!

Hit and runs

Tis the season there is an increase in hit and runs, specifically in parking lots.
The best advice is prevention. Park your cars in less traveled area or in an area less congested.
What is required when you do find damage on your car and there's no notes or witness? Take pictures with your phone, obtain a police report from the local authority and contact your insurance company right away. During the holidays there is an increase in uninsured drivers, and stress that may cause drivers to be more distracted than usual.

Snowmachine Insurance

It's that time of year to start up those snowmachines! We can offer medical or liability Insurance starting at $38 a year! Call today 488-7033 or 451-7733

Personal Property Insurance(clothes, furniture, collectables, toys, tv’s etc):

Do you know how much your belongings are worth? The figure is often much more than you may initially think. Taking the time to assess what you own, and to understand how your coverage works, we can help you make sure everything you value is adequately covered.

Start by walking around your home and look for items that you spent a lot of money on, or that have appreciated in value since you got them. Having a record (have this record stored outside of the home) of those items (pictures, documents, etc.) - especially those most important to you either financially or personally, is very important in working to ensure they are protected properly.

Finally, you will need to make a decision about how to insure your belongings and choose coverage options to suit your individual replacement needs, we here at Hood Agency are happy to help with this very important decision.

We here at Hood Agency will also help you with the very important decision on choosing Actual Cash Value or Replacement coverage for your personal belongings.

Short definitions

Cash Value: The cost to replace with new property of like kind and quality, less depreciation. (garage sale prices)

Replacement: The cost to replace the property with like or similar quality/brand with new.

Involved in an accident? or see one?

See an accident or get involved in one, be sure to document the damage and vehicle positions, use your cell phone cameras!! Taking pictures can help avoid he said she said and document your accident. DO NOT USE YOUR PHONES WHILE DRIVING!
Also program in your cell phones our phone number for claims help 24x7 488-7033x 3 or 451-7733x 3 or Toll Free 866-488-7033x3 Or download our app on your mobile device Allstate Mobile

Please turn your head lights on

It's getting darker earlier and staying darker longer every day. Stats show having your headlights on all day every day will greatly decrease your odds of getting involved in an accident. However it's most older cars don't have the auto running lights and as the season turns to winter there are cars that forget to turn on their lights.. be aware and always double check before entering roadways.

Want a free TShirt?

Free Mahem TShirt for current customers of Hood Agency Email a017359@allstate.com to find out how!

Time of year!

If you have a motor home, motorcycle or seasonal car don't forget to suspend or reinstate (winter vehicles). Super easy email a017359@allstate.com with instructions (great way to do this for emails are timed and dated!). Why suspend a toy or car? To keep fire, theft, vandalism, wind, hail, fire, and falling objects coverage for your vehicle at a very low cost.

(fixed) Life Insurance Month!

Life insurance can do some pretty amazing things for people. It can buy loved ones time to grieve. It can pay off debts and loans, providing surviving family members with the chance to move on with a clean slate. It can keep families in their homes and pre-fund a child’s college education. It can keep a family business in the family. It can provide a stream of income for a family to live on for a period of time. Life insurance can do all of these wonderful things for your family…there’s just one small catch. You need to own life insurance.
For more information CLICK HERE