HomeSense, Golden Valley Program


Home$ense is Golden Valley Electric Association's electrical energy efficiency program. It is offered to all residential members.

A trained energy efficiency specialist will travel to your home and explain ways you can reduce electrical usage without sacrificing comfort and will install energy efficient products at no additional cost.
During a Home$ense audit, participants receive:
-Education materials and best practices in energy efficiency and use
-Up to 12 compact fluorescent lamps installed to replace incandescent bulbs. CFL installations are limited to fixtures currently in use.
-A refrigerator thermometer and coil cleaning brush
-An adjustable weather-proof vehicle plug-in timer, if applicable


In addition, if the house has a 220-volt hard-wired electric water heater, participants may also receive:
-An electric water heater insulating blanket
-Up to 10 lineal feet of pipe wrap
-Two faucet aerators
-One low-flow shower head


Federal Tax Credits for Consumer Energy Efficiency

Are you building or renovation your home this year? Remember to contact the office with any renovations, there are a lot of discounts for your home insurance. If you building a home this year we offer very competitive Builders Risk Insurance. Below is some information on Federal Tax Credits that may also help..
If you purchase an energy-efficient product or renewable energy system for your home, you may be eligible for a federal tax credit. Below you will find an overview of the federal tax credits for energy efficiency.

Please note, not all ENERGY STAR qualified products qualify for a tax credit. ENERGY STAR distinguishes energy efficient products which, although they may cost more to purchase than standard models, will pay you back in lower energy bills within a reasonable amount of time, without a tax credit.

More information http://www.energystar.gov/index.cfm?c=tax_credits.tx_index

Alaska Law on Wills

  • Who may make a will. Any person 18 or more years of age who is of sound mind may make a will. Alaska Code Section 13.12.501.
  • Execution and signature of will; witnesses. Every will shall be in writing signed by the testator or in the testator's name by some other person in the testator's presence and by his direction, and shall be signed by at least two persons each of whom witnessed either the signing or the testator's acknowledgment of the signature or of the will. Alaska Code Section 13.12.502.

  • (1)
    in writing;
    (2) signed by the testator or in the testator's name by another individual in the testator's conscious presence and by the testator's direction; and
    (3) signed by at least two individuals, each of whom signs within a reasonable time after the witness witnesses either the signing of the will as described in (2) of this subsection or the testator's acknowledgment of that signature or the will.
    More information: http://www.touchngo.com/lglcntr/akstats/Statutes/Title13/Chapter12.htm

    Definition's:
    A holographic will is a will and testament that has been entirely handwritten and signed by the testator.
    A testator is a person who has written and executed a last will and testament that is in effect at the time of his/her death.[1] It is any "person who makes a will."

    Daylight Savings Time


    Daylight Savings time is a great time to replace your smoke alarm batteries.


    You can prevent tragedies simply by testing and maintaining your smoke alarms and practicing a fire escape plan. All smoke alarms in your house should be tested once a month, and their batteries replaced annually. Every family should develop a fire escape plan and practice it at least twice a year. The U.S. Consumer Product Safety Commission (CPSC) recommends these measures because working smoke alarms and a fire escape plan will increase your protection in case of a fire. http://www.cpsc.gov/CPSCPUB/PUBS/5077.html

    Commonly asked Claim Question- and answer


    Q: While visiting the grocery store, a rogue shopping cart scratched my customer's vehicle. Does his/her policy cover the damage?

    A: Yes, shopping carts driven by wind, slope of ground, pushed by another, or someone loses their grip, are covered and considered a comprehensive loss. Most shopping cart losses will be considered comprehensive losses, unless the investigation determines it was clearly a collision loss.

    Tonight at dinner talk about a fire escape plan


    "Children's ability to escape a fire hinges on two things - an alarm that will dependably awaken them, and a reliable, easy-to-follow, well-practiced escape route," says Steve Forman, co-founder of REDDCO Inc., a company that specializes in fire escape and safety products. "According to the U.S. Fire Administration, children as young as 3 years old can follow a fire escape plan if they have practiced it often."
    Tonight at dinner create a fire escape plan. Your plan should include two exits from every room in the house, especially bedrooms. Familiarize children with the location and sound of all smoke alarms. Practice your escape plan with your child. Repeat the lesson throughout the year. Familiarize your children with the sound the fire alarm makes and to have a plan for after the exit. Where to meet, what neighbors to go to, the next steps are crucial.

    We are sponsoring three customer appreciation events this month.


    Feb. 23rd 6pm Denali Windery 1301 E Dowling Rd Anchorage
    Feb.24 12pm (noon) Gallo's 8615 Old Seward Hwy Anchorage
    Feb. 25th 6pm Gallos 60 College Rd in Fairbanks
    We will have a guest speaker, if you want to attend please call Amanda at (907) 764-5202 Amanda is coordinating the event and will be in charge of all RSVP's.

    We look forward to you attendance, if you have ideas or suggestions on future topics please Email a017359@allstate.com with topics you'd like for us to speak about at future Round Table events and or Customer Appreciation events.

    Valentine's Day is around the corner!


    Don't forget the ones you love on Valentine's day.. a simple card will do but if you do make a big purchase (Jewelry) know that we can insure this piece on your property (renters or home) insurance. There are two ways we can cover jewelry or other high valued items in your home, give a call and we can explain.
    P.S. we will be discrete and not ruin the surprise (0=

    Home Inventory is very important


    Ok the new year is here! Make one of your resolutions to do or start a full home inventory. http://www.allstate.com/tools-and-resources/home-insurance-tools-and-resources.aspx


    Here are some more ideas

    1. Save all user manuals from all purchases (store outside the home) and write serial numbers on the manuals

    2. Have an iphone use the Digital Locker app

    3. Use the Know your Stuff website http://www.knowyourstuff.org/iii/login.html


    5. Take photos of all expensive (over $1,000) and have a spread sheet of serial and model numbers

    Any of the above or combination is a great start. Call with any questions. Most of all please have a copy of your inventory outside your home. When there is a claim it is your responsibility to know what is damage. If you can only recall and prove you owned 5,000 dollars in items, guess what you'll get?