Hood Agency, is a team of licensed insurance professionals, that strives to be the very best equipped with the knowledge to help every client’s unique insurance needs. We provide affordable Insurance to fit your budget and VALUE accross the entire state. We look for all possible discounts and provide high quality coverage. Specializing in Auto, Home, Earthquake, Umbrella, & Life. We also have RV, Snowmachine, Boat, and other coverage’s available.
What our customers are saying..
Anyway, I called your office and talked to your staff Connie. She helped me with auto insurance quote, Ms. she also gave me extra service by checking my current houses insurance with Allstate and found out I can get discount from my current house insurance policy. I am very pleased her service not only get extra discount but her professionally service with positive attitude, I would like to let you know you have such a good staff. Allstate should be pleased to have Ms. Connie works for her.
Thank you for the help.
Regards
Helen S.
Drunk goggles prove a point

Several Feet Deep Pothole!?

Drivers have reported encountering a several-foot deep pothole on Bentley Access Road behind Sam’s Club in Fairbanks. The pothole is concealed by snowmelt and may not be visible to drivers. Anyone using the road, which connects College Road to the Old Steese Highway, is advised to exercise caution, as the hole is large enough to cause car damage.
Do you have Proof of Insurance?
Actual Law:
AS 29.25.070. Penalties.(a) For the violation of an ordinance, a municipality may by ordinance prescribe a penalty not to exceed a fine of $1,000 and imprisonment for 90 days. For a violation that cannot result in incarceration or the loss of a valuable license, a municipality may allow disposition of the violation without court appearance and establish a schedule of fine amounts for each offense.(b) The municipality or an aggrieved person may institute a civil action against a person, including a minor as provided in AS 29.25.072 , who violates an ordinance. In addition to injunctive and compensatory relief, a civil penalty not to exceed $1,000 may be imposed for each violation. An action to enjoin a violation may be brought notwithstanding the availability of any other remedy. On application for injunctive relief and a finding of a violation or a threatened violation, the superior court shall grant the injunction. Each day that a violation of an ordinance continues constitutes a separate violation.(c) The penalties authorized under this section may be imposed only if copies of the ordinance are made available for distribution to the public at no more than cost.(d) This section does not apply to an ordinance adopted under AS 04.11.501(c).(e) The municipality shall provide written notice to the commissioner of health and social services or to the commissioner's designee of the commencement of a civil enforcement action for the violation of an ordinance under (b) of this section against a minor. Unless the commissioner and the municipality have negotiated an agreement making other arrangements for the municipality to provide the notice required by this subsection, the municipality shall provide the notice by mailing a copy of the citation or other document setting out the notice of the commencement of the civil enforcement action. This subsection applies to home rule and general law municipalities.(f) In this section, "minor" means a person under 18 years of age.
Look in your rearview mirrors!
Add My Email to your computer and portable
Office 907-488-7033
Office 907-451-7733
Toll Free 866-488-7033
Fax 907-488-5237
Tex 907-378-2880
Email: katherinehood@allstate.com
Also be sure to add your ICE to your contact list (In Case of Emergency contact number) See previous blog post...
Rocks on the road

p.s. comp claims don't hurt your insurance rates.
Flooding occurs this time of year are you prepared?

Why should customers consider purchasing flood insurance?
1. Everyone lives in a flood zone - anywhere it rains, it can flood.
2. Flooding is not limited to coastal areas. Floods and flash floods happen in all 50 states.
3. Between 20 and 25 percent of all flooding events occur outside Special Flood Hazard Areas.
4. Most homeowners, condominium, manufactured home, renters and business insurance policies exclude losses due to flood.
5. Flooding is the most costly natural disaster in the U.S., causing more than $2 billion of property damage each year.
6. Just one inch of water can cause costly damage to your property.
7. A car can easily be carried away by just two feet of floodwater.
8. A customer's home has a 26 percent chance of being damaged by a flood during the course of a 30-year mortgage, compared to a nine percent chance of being damaged by fire.
Remember: It takes 30 days after purchase for a policy to take effect, so it's important to buy insurance before the flood waters start to rise.
Parking lot accidents
Did you know..

Why do I need Insurance, I'm just renting?
You may not own the building, but tenants have just as much at risk in the event of a loss. Most people do not realize that their Landlord’s Insurance will not cover to relocate a tenant, or reimburse for any damage to a tenant’s property.
Ask yourself:What if there was a fire in the building?Where will I live?How much will it cost to replace all my belongings?Protecting yourself is more affordable than most people realize.For as little as $1.50 per week we can help protect you against:FireTheftVandalismWater Damage*Liability…and more!Having renters Insurance can also provide a 5% discount on Auto Insurance.
For more details https://mymail.allstate.com/exchweb/bin/redir.asp?URL=http://realestate.msn.com/rentals/insurance.aspx
Please call or come see us for more details.
Landlords:
Also if you have rental property we can organize some information for your tenants or give advice on how to offer this coverage. We recommend if you are a landlord to purchase renters insurance for your tenants (costs 60 dollars a year) and add to their rent. Here is a great lease agreement for Alaska https://mymail.allstate.com/exchweb/bin/redir.asp?URL=http://www.ezlandlordforms.com/members/leasepdfviewer.aspx?to=true%26lease=743 (we suggest editing the renters insurance section to state you’ll either supply this coverage or proof must be presented annually)