Parking lot accidents

We settle more parking lot incidents than any other type. From the most seasoned drivers to the beginner. There are ways to prevent these from happening. First always pull into a parking spot that allows you to pull forward when your shopping is done. Never park were you have to back from a parking spot. Did you know if you are backing it is your FAULT!? Also take care and drive slowly through isles when finding a parking place. Last find a spot far from other cars, shopping carts and heavy traffic.

Did you know..

Why do I need Insurance, I'm just renting?

You may not own the building, but tenants have just as much at risk in the event of a loss. Most people do not realize that their Landlord’s Insurance will not cover to relocate a tenant, or reimburse for any damage to a tenant’s property.
Ask yourself:What if there was a fire in the building?Where will I live?How much will it cost to replace all my belongings?Protecting yourself is more affordable than most people realize.For as little as $1.50 per week we can help protect you against:FireTheftVandalismWater Damage*Liability…and more!Having renters Insurance can also provide a 5% discount on Auto Insurance.

For more details https://mymail.allstate.com/exchweb/bin/redir.asp?URL=http://realestate.msn.com/rentals/insurance.aspx
Please call or come see us for more details.


Landlords:
Also if you have rental property we can organize some information for your tenants or give advice on how to offer this coverage. We recommend if you are a landlord to purchase renters insurance for your tenants (costs 60 dollars a year) and add to their rent. Here is a great lease agreement for Alaska https://mymail.allstate.com/exchweb/bin/redir.asp?URL=http://www.ezlandlordforms.com/members/leasepdfviewer.aspx?to=true%26lease=743 (we suggest editing the renters insurance section to state you’ll either supply this coverage or proof must be presented annually)

Do you Facebook?

We like to stay up with the newest greatest techno-logical gadgets.. Do a search and add me as a friend (Katherine Hood)

Check out this site for money-saving tips from agents, budget calculators, interactive home and car tools with realistic savings ideas, information about insurance discounts and a link to Community Forums. In a recent addition, the site now also presents special offers from Restaurant.com and Sam's Club: http://ingoodhands.com/

ICE Campaign, mine is done...

We all carry our mobile phones with names & numbers stored in its memory but nobody, other than ourselves, knows which of these numbers belong to our closest family or friends.

If we were to be involved in an accident or were taken ill, the people attending us would have our mobile phone but wouldn’t know who to call. Yes, there are hundreds of numbers stored but which one is the contact person in case of an emergency?

Hence this “ ICE” (In Case of Emergency ) Campaign .
The concept of “ICE” is catching on quickly. It is a method of contact during emergency ituations. As cell phones are carried by the majority of the population, all you need to do is store the number of a contact person or persons who should be contacted during emergency under the name “ICE” ( In Case Of Emergency).

The idea was thought up by a paramedic who found that when he went to the scenes of accidents, there were always mobile phones with patients, but they didn’t know which number to call. He therefore thought that it would be a good idea if there was a nationally recognized name for this purpose. In an emergency situation, Emergency Service personnel and hospital Staff would be able to quickly contact the right person by simply dialing the number you
have stored as “ICE.”

Are you going on vacation or leaving your home or apartment for greater than a day? Be sure to have someone stay at your residence or checking on it daily. REMEMBER, Frozen pipes aren't just an inconvenience, families have their homes ruined and their lives disrupted each winter all because of water pipes that freeze.

*Set your thermostat no lower than 60 degrees

*Install a low heat alarm (calls you if the home reaches 50 degrees)

*Have a plumber install a low water cut off switch on forced hot water boiler.

*Fill heating system with Anti-freeze

*Install a low oil alarm

*Insulate every bit of your pipes including connections

*Wrap pipes with heat tape

*Let water trickle on very cold days (turn facets on and let warm water trickle continuously)

*Have your fuel oil delivery set up on auto fill (make sure to do months before your departure)

If your home will be unoccupied for any length of time :

*Drain all domestic water lines, leave faucets and drain valves open

*Have the water service shut off in the street and remove meter

*Drain all heating lines, leave all drain valves open

*Drain all Boilers and hot water heaters, and leave drain valves open

*Drain plumbing fixtures and add anti-freeze to all traps

*Shut off gas service at the meter

*Have house checked daily, leaving a different light on everyday.

*Unplug ALL appliances and fixtures (everything)

More tips:

Check and replace washing machine hoses annually

Water heaters, safety vales and washing machines that are located above the first floor or in a finished basement should have drain pans.

Know were your water meter and shut-off valves are located. (test it's integrity once a year)

Insulate and fill any cracks in the exterior siding around water pipes.

Insurance Credit Scores

If you have applied for insurance in the past couple of years you may have heard the term "Financial Stability" What is your financial stability and what does it mean? How does it affect your insurance and why? Check out this site for more information http://www.insurancescore.com/

Teen Driver Information

Have a teen now or one in the future? Be sure to go to www.allstate.com/teen and find information on how to keep your teen safe, Parent-Teen Driving Contract, and videos to share with your newly licensed driver.

Text Message Important Notices

Keeping up with technology, do you want important notices text messaged? (example Payment Reminder) Please email Kayla and ask that she add your cell phone number to our database. We will limit personal messages that pertain to your accounts. Kayla's email is sak42312@allstate.com

Save an additional 6%!

Yes sign up for Ez Pay and save an additional 6% on your auto insurance! Call us today or sign into your account online and set this up in Customer Care Center. Call Kayla for more information {451-7733 or 488-7033 toll free 866-488-7033} Email sak42312@allstate.com

Woodstove's

Check with your local Fire Department, most will loan chimney brushes to clean your chimneys. It has been recommended by a local Fire Chief to Clean your chimney once a month. Please do not burn garbage or green wood in your home wood stoves, because of the increased creosote causes congestion and increased risk of fires.

Also did you know must fire departments offer a Free Home Safety Inspection? This includes checking your Smoke Alarms, the charge on your fire extinguishers, and CO detectors. Call your local fire department for details.

Calendars are in!

Please stop by and pick up a calendar today! If you wish we can mail you one as well. Currently we have the large Calendars (sports cars or successories), the small sticky calendars, and the pocket calendars. Send an email or call, we can set one aside or mail one to you right away. katherinehood@allstate.com