Springtime is around the corner.. your homeowners and renters policies do not cover flood water (water from the outside of your home. Common flooding here in Alaska results in heavy rains, ice jams, rapid snow melt, and more.)
A separate policy must be purchase, Flood insurance is the only protection through FEMA can cover water damage from spring flooding. We can process the paperwork here at Hood Agency, call for more information.
Note: flood insurance has a 30 day waiting period, so don't wait to get coverage.