Suspended Cars and Risk
Back to School Safety Tips
Here are some simple reminders for drivers:
- Slow down and be especially alert in the residential neighborhoods and school zones
- Take extra time to look for kids at intersections, on medians and on curbs
- Enter and exit driveways and alleys slowly and carefully
- Watch for children on and near the road in the morning and after school hours
- Reduce any distractions inside your car so you can concentrate on the road and your surroundings. Put down your phone and don’t talk or text while driving
Do you have custom car parts? Be sure your insurance company knows, these may not be covered without adding to your policy. Some examples:
1) Auto Start (unless factory installed)
2) Tires/Wheels
3) Bed liner
4) Moose Lights
5) Plows
6) Fuel Tanks (if permanently attached)
7) Seat Covers
8) Fender Flares
9) Window Decals/Tinting
10) Stereo Equipment/Navigation Systems (again, not factory installed)
11) Running Boards
12) Lumber Racks
13) Brush Guards
14) Tool box
15) Non manufacture Exhaust system
16) TV screen
17) Xtra speakers outside factory port
18) Gauges
19) Deflectors
20) Custom Grills
21) Cargo Rack
23) Ski, snow board, bike racks
24) Car Bra
25) Winches
26) Trailer Hitches
2) Tires/Wheels
3) Bed liner
4) Moose Lights
5) Plows
6) Fuel Tanks (if permanently attached)
7) Seat Covers
8) Fender Flares
9) Window Decals/Tinting
10) Stereo Equipment/Navigation Systems (again, not factory installed)
11) Running Boards
12) Lumber Racks
13) Brush Guards
14) Tool box
15) Non manufacture Exhaust system
16) TV screen
17) Xtra speakers outside factory port
18) Gauges
19) Deflectors
20) Custom Grills
21) Cargo Rack
23) Ski, snow board, bike racks
24) Car Bra
25) Winches
26) Trailer Hitches
Before you hit the road
This weekend is the Arctic Man be sure to be safe and don't forget to insure your machines and your motor homes before leaving town!!
http://www.arcticman.com/
Fires due to Alternative heating devices
Over the past year there has been larger than normal fires in homes from alternative heating devices.
If you're considering installing a wood stove, pellet stove or similar please consider the small cost to have it installed professionally. The financial devastation, and much more, that comes from a home fire (even with the greatest insurance) is far greater than the fee to have a heating device installed. If you're alternative heating device is already installed please have it inspected.
Cooperative Extension Service of the University of Fairbanks has this resource available as well CATELOG
Image courtesy of WEBSITE
Yellow Dot program!
Hood Agency is helping get the word out about this program. This FREE program could save your life or that of a loved one(s) by providing the First Responders with vital medical information. Placing a yellow dot on the rear window of a car could result in a faster and more focused medical response in case of an accident. Please stop by Hood Agency and pick up the free packet or if you wish to one by mail, email a request to a017359@allstate.com
MORE INFORMATION
Floods are the #1 Natural Disaster
Springtime is around the corner.. your homeowners and renters policies do not cover flood water (water from the outside of your home. Common flooding here in Alaska results in heavy rains, ice jams, rapid snow melt, and more.)
A separate policy must be purchase, Flood insurance is the only protection through FEMA can cover water damage from spring flooding. We can process the paperwork here at Hood Agency, call for more information.
Note: flood insurance has a 30 day waiting period, so don't wait to get coverage.
Yellow Dot Program is live in Alaska
Yellow dot stickers and folders will be distributed to all Fire Stations and available to the public by Monday, February 13, 2012. For additional "Yellow Dot" stick
ers and folders, please email requests to: yellowdot@muni.orgWeblink
Don't forget to get plate numbers
See something suspicious, get in an accident, or see someone driving recklessly.. get their plate number! Report the incident to the proper authority. More and more we are getting hit and runs, a simple collection of the plate number if someone see's it happen would impact customers claims experience tremendously! Don't follow the car, just get the plate number, description of the driver and car if possible.. and report it..
Drive always with your Headlights on
- Drive always with your Headlights on
Daytime running lights (DRLs) are headlights that are lit whenever a vehicle is running. A low-cost method to reduce crashes, they are especially effective in preventing daytime head-on and front-corner collisions by making it easier to see vehicles, particularly as they approach from far away. Information from Insurance Institute for Highway Safety.
- Prevention of accidents is the greatest cure for lower insurance rates!
Emergency Service
Is your house well marked for emergency services? Be certain your house number is clear from the road way and not obscured by snow or blends in with the surroundings.
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