This is on the top of every one's mind these days. It is very important to sign up for fraud detection on all your credit cards, this alerting you of unusual charges. Be sure they have your cell phone number so they can reach you right away when they place your account on hold. We all know how embarrassing it is to be in line at the store and have the checker tell you, your card has be declined. Also we offer $25,000 identity theft coverage, it has to be requested and added, the cost is 30-40 dollars a year.