It appears winter is all around us... many customers are or have already installed a wood stove or other alternate heat sources in their homes. There isn't any concern with us on any rate increases or other issues as a result.
Home policies through our office cover any kind of fire loss, except Arson. Our claims always will investigate the cause of fire in conjunction with the fire department for the cause. If the cause is the result of a poor installation there is a possibility the replacement of the wood stove itself would be denied, not the damage as a result.
Please have a contractor install your wood stove or have a licensed, bonded, insured company inspect the install and get proof the inspection was done.
We have had a few fires already as a result of improper installs.