When looking for a new car, I always advise to get a quote on two or three cars during the early phase of shopping. Don't fall in love with a particular car, because dealers know and will have you on the path to finance. Before you know it you 've signed the dotted line! Just call or email with the particulars of a couple of serious considerations and we will provide you with the hard numbers (vin numbers are mandatory for an exact rate).
Cars to be cautious of:
Neon
Escort
Cobalt
Focus
Cavalier
One of the most common questions I get, is "why are these cars so expensive to insure"? It seems strange to think a Dodge Neon (valued at $15,000) can cost double the insurance of a Ford Expedition (valued at $30,000+) but it is a fact! Cars like the Neon are often very attractive to the newly licensed, as they are inexpensive, economical, and very cute. However, this group of young, inexperienced drivers have the highest rate of accidents, as a result, the cars they drive often get stuck with the statistics of being high risk for insurance claims.
What about trucks? They are listed below, starting with the least expensive (insurance wise).....
Ford
Chevy
GMC
Toyota
Dodge
When shopping for safety try to envision the Geo Metro verses the GMC Suburban in a head on collision. While the smaller cars may offer better fuel economy it is still is advisable in Alaska to have a “safe” vehicle. The majority of the motoring public have full size, SUV or ¾ ton pickups. Next time you are at a stop light look around you, are you looking at everyone’s bumper or are you eye level with those around you? Of course we would not tell you what to buy, but there is no feeling like the feeling of making a well-informed decision.
(katherinehood@allstate.com)