Summer is here!!!!








Don't forget to reinstate your Toy's

Need to relay an important message?


Text or email your message to: 9073782880@mms.att.net

Motorcycles are out

Automobile drivers, not motorcyclists, are responsible for more than two-thirds of car-motorcycle crashes. Many times, drivers don't see the motorcyclist until it's too late to avoid a crash. Motorcycles are already more difficult to spot than cars because of their smaller profiles, and drivers are conditioned to look for other cars, not motorcyclists. Traffic, weather, and road conditions require motorcyclists to react differently than drivers, so it is often difficult to judge and predict when riders may take evasive action.

This means drivers must always be aware of their surroundings. Remember: Check twice, save a life.

Hit and runs

Have you ever walked out of the store to find your vehicle damage, and no note or anyone that saw the accident occur? What happens from here? Well the first thought that comes to every one's mind is call the police. Unfortunately because this usually occurs on private property they will not respond. Here is the catch, ALL hit and runs have to have a police report done within 24 hours to fall under Uninsured motorist coverage (stated in your policy). If this report isn't done there is a risk of the coverage being denied(if you only have liability) or covered under your collision coverage(filled as an at fault accident). If the claim is filled under collision there are discounts or rewards that would be lost. So if this happens to you, please drive to the nearest law enforcement facility and file a police report (there must be a case number), fill out an accident form (located on this blog top right) and then call us for the insurance steps.

We really appreciate your business.

Can we help someone you know?

When it comes to insurance, it’s important to have a knowledgeable team of agents around to help you sort things out. We are here to help you select the coverage that’s right for you – while letting you know about opportunities to save money along the way – and we are eager to offer your friends and family the same attention.

A referral is the highest compliments we can receive.

Again, thank you for your confidence in us. We are honored to help your family and friends, just as we are pleased to help with yours.

Hood agency Team

Home Insurance

Thinking about buying a home this year?

Below are some tips to save on your Insurance.

Feel free to call or email with any questions or quotes.
* Homes that are 5 years or newer
* Homes located in a Flood Zone X
* Homes with Fire Hydrants near by
* Homes with Fire Extinguishers, smoke alarms, Deadbolts on all hinged doors
* Burler Alams
* Sprinklers
* Homes located in Fire Departments town Class 5 or less Examples:
North Star
North Pole
Fairbanks
University
Anchorage
Wasilla
Wasilla-Lakes
Palmer
Kenia
Eagle River
Ketchikan
Juneau
Kodiak
Soldotna
Chugiak
Homer
Seward
Central
Here are some Borough links to assist in determining if the property is in any of these Fire Departments:
Juneau: http://www.juneau.lib.ak.us/assessordata/sqlassessor.php
Anchorage: http://www.muni.org/services/departments/treasury/property/askViewer.cfm
North Star: http://www.co.fairbanks.ak.us/property/
Matanuska-Susitna: http://www.matsugov.us/realpropertyquery/
Kenai: http://ak-kenai-property.governmax.com/propertymax/rover30.asp?sid=3C22EF0F7A364D6EA87BF4ED9C97BFB0

Important Numbers


Technology is advancing before our eyes! Phones are now TV's, walkman's, palm pilots, and miniture computers all in one! These gadgets are handy and very useful. Please add our information in your phone's for easy access for your insurance needs.


Office number(s) 488.7033 or 451.7733
Toll Free 1866.488.7033
Claims (other than glass) 1800.255.7828
Glass Claims 1800.626.4527
Emergency message email 9073782880@mms.att.net
Fax 907.4885237

Tired of all the stuff we mail?




We now have a way to stop the bills from coming to you if your amount due is Zero! Please email a request to have this feature added to your account. Katherinehood@allstate.com

Teen Driver now or soon?




Visit the new weblink to discover what to know before your teen hits the road.



Add Us to Your Email Address Book

Many Internet Service Providers and individual email programs have filters in place to help control the email you receive, please make sure that you designate Allstate as a "Trusted Source."
For specific Internet Service Provider unblocking Techniques go to this link:


Be sure to add us to your address book: katherinehood@allstate.com

Negligent Driving

Text messaging, talking on a cell phone, styling hair, watching a movie, writing a grocery list, nursing a baby or putting in contact lenses: Secondary activities have become an everyday occurrence behind the wheel of American motorists. A growing shift in focus from the roadway to a multitude of other tasks impairs the ability of modern drivers, and the U.S. traffic statistics mark this drastic change.


Facts about Distracted Driving:


Distracted driving is the number one killer of American teens. Alcohol-related accidents among teens have dropped. But teenage traffic fatalities have remained unchanged, because distracted driving is on the rise. (Children's Hospital of Philadelphia and State Farm Insurance Study and NHTSA Study)


While over 90% of teen drivers say they don't drink and drive, nine out of 10 say they've seen passengers distracting the driver, or drivers using cell phones. (National Teen Driver Survey)


Brain power used while driving decreases by 40% when a driver listens to conversation or music. (Center for Cognitive Brain Imaging at Carnegie Mellon University Study)

More than 80% of drivers admit to blatantly hazardous behavior: changing clothes, steering with a foot, painting nails and shaving. (Nationwide Mutual Insurance Survey)

Drivers on mobile phones are more impaired than drivers at .08 BAC. (University of Utah Study)


An estimated million people each day chat on their mobile or send text messages while driving. (The Herald)


Safety Tips

In the event of an emergency, are your home or business address numbers visible to emergency responders? Help your Fire & Police Department, along with the ambulance find your address quickly. By ensuring your home or business have its numbers posted, and that they are clearly visible from the street. Day and night!

Follow these general hints to help ensure your numbers are visible:
1) Use numbers at least 4 inches high
2) Use numbers that contrast the color of your home or business
3) Ensure that trees or shrubs do not block the view of your numbers; trim back as necessary
4) Provide lighting to numbers during evening hours to ensure visibility
5) Check to see if your numbers are indeed visible, by viewing them from the middle of your street
6) Make certain the street signs are also clear of snow and ice



Please make sure your home is easy to locate in the event your family does have an emergency.
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