It's that time of year to start up those snowmachines! We can offer medical or liability Insurance starting at $38 a year! Call today 488-7033 or 451-7733
Personal Property Insurance(clothes, furniture, collectables, toys, tv’s etc):
Do you know how much your belongings are worth? The figure is often much more than you may initially think. Taking the time to assess what you own, and to understand how your coverage works, we can help you make sure everything you value is adequately covered.
Start by walking around your home and look for items that you spent a lot of money on, or that have appreciated in value since you got them. Having a record (have this record stored outside of the home) of those items (pictures, documents, etc.) - especially those most important to you either financially or personally, is very important in working to ensure they are protected properly.
Finally, you will need to make a decision about how to insure your belongings and choose coverage options to suit your individual replacement needs, we here at Hood Agency are happy to help with this very important decision.
We here at Hood Agency will also help you with the very important decision on choosing Actual Cash Value or Replacement coverage for your personal belongings.
Short definitions
Cash Value: The cost to replace with new property of like kind and quality, less depreciation. (garage sale prices)
Replacement: The cost to replace the property with like or similar quality/brand with new.
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