Free Good Hands Roadside Assistance Available to Everyone! Simply fill out this FORM and you are instantly able to use our network and get reduced rates on towing, lock out, refueling, jump starts, and tire changes!
Good Hands Roadside Assistance
Free Good Hands Roadside Assistance Available to Everyone! Simply fill out this FORM and you are instantly able to use our network and get reduced rates on towing, lock out, refueling, jump starts, and tire changes!
Hit and runs
Tis the season there is an increase in hit and runs, specifically in parking lots.
The best advice is prevention. Park your cars in less traveled area or in an area less congested.
What is required when you do find damage on your car and there's no notes or witness? Take pictures with your phone, obtain a police report from the local authority and contact your insurance company right away. During the holidays there is an increase in uninsured drivers, and stress that may cause drivers to be more distracted than usual.
Snowmachine Insurance
It's that time of year to start up those snowmachines! We can offer medical or liability Insurance starting at $38 a year! Call today 488-7033 or 451-7733
Personal Property Insurance(clothes, furniture, collectables, toys, tv’s etc):
Do you know how much your belongings are worth? The figure is often much more than you may initially think. Taking the time to assess what you own, and to understand how your coverage works, we can help you make sure everything you value is adequately covered.
Start by walking around your home and look for items that you spent a lot of money on, or that have appreciated in value since you got them. Having a record (have this record stored outside of the home) of those items (pictures, documents, etc.) - especially those most important to you either financially or personally, is very important in working to ensure they are protected properly.
Finally, you will need to make a decision about how to insure your belongings and choose coverage options to suit your individual replacement needs, we here at Hood Agency are happy to help with this very important decision.
We here at Hood Agency will also help you with the very important decision on choosing Actual Cash Value or Replacement coverage for your personal belongings.
Short definitions
Cash Value: The cost to replace with new property of like kind and quality, less depreciation. (garage sale prices)
Replacement: The cost to replace the property with like or similar quality/brand with new.
Involved in an accident? or see one?
See an accident or get involved in one, be sure to document the damage and vehicle positions, use your cell phone cameras!! Taking pictures can help avoid he said she said and document your accident. DO NOT USE YOUR PHONES WHILE DRIVING!
Also program in your cell phones our phone number for claims help 24x7 488-7033x 3 or 451-7733x 3 or Toll Free 866-488-7033x3 Or download our app on your mobile device Allstate Mobile
Also program in your cell phones our phone number for claims help 24x7 488-7033x 3 or 451-7733x 3 or Toll Free 866-488-7033x3 Or download our app on your mobile device Allstate Mobile
Please turn your head lights on
It's getting darker earlier and staying darker longer every day. Stats show having your headlights on all day every day will greatly decrease your odds of getting involved in an accident. However it's most older cars don't have the auto running lights and as the season turns to winter there are cars that forget to turn on their lights.. be aware and always double check before entering roadways.
Want a free TShirt?
Free Mahem TShirt for current customers of Hood Agency Email a017359@allstate.com to find out how!
Time of year!
If you have a motor home, motorcycle or seasonal car don't forget to suspend or reinstate (winter vehicles). Super easy email a017359@allstate.com with instructions (great way to do this for emails are timed and dated!). Why suspend a toy or car? To keep fire, theft, vandalism, wind, hail, fire, and falling objects coverage for your vehicle at a very low cost.
(fixed) Life Insurance Month!
Life insurance can do some pretty amazing things for people. It can buy loved ones time to grieve. It can pay off debts and loans, providing surviving family members with the chance to move on with a clean slate. It can keep families in their homes and pre-fund a child’s college education. It can keep a family business in the family. It can provide a stream of income for a family to live on for a period of time. Life insurance can do all of these wonderful things for your family…there’s just one small catch. You need to own life insurance.
For more information CLICK HERE
In Good Order
Here at Hood Agency your account information and protection from the worst is our highest concern. Please take a moment and ensure we have everything "In Good order"
Teens can win six free music downloads
Simply register on our Teen Driver site, and sign the safe-driving promise with your parent or guardian and get six free music downloads! That simple!
Site to register on is :http://www.allstateteendriver.com/main.aspx
Does the car you drive fit your personality?
"Everywhere you look, you can find little jokes about what your car can mean about you and your personality." If the car you drive is a less than common color it could mean "you are simply seen as someone who ‘marches to the beat of your own drum’ and doesn’t follow trends. You may be seen as eccentric, but you don’t necessarily care what others think of you." For more CLICK HERE
Gaps?
Do you only have one car? or if one of your cars was down due to an accident would it have an impact on your family's ability to get to school or work? Full coverage is a slang and often misunderstood. Not all policy cover a rental car if one of your car(s) is involved in an accident. Be sure to know what your policy covers!
Please help us
Time to update our records with just a minute or less of your time. Please update your emergency number and a couple other questions Thank you!!
CLICK HERE
Home inventories should be required!
You never know when a disaster may strike—but you can be prepared with a home inventory. When a claim is filled on your home or renters policy, and there's damage or lost contents, the first requirement is document all that was damage. Imagine having to do this after a fire destroys part or all of your home. Home inventories are not required but should be! This very easy site has great tips and a software to help with your personal inventory. One other tip, keep all user manuals/product guides and store in a location away from your home (family members home, office, storage shed).
Site for your use
New no physical needed!
Starting today we have a fixed term life policy that requires no physical!
(must be 18-45 yrs of age)
(must be 18-45 yrs of age)
School is out and so are the bicycles!
Please wear a helmet while riding this summer. Here are some Safety tips:
- 40% of vehicle-bicycle crashes involve a “right turn on red”.
- 46% of all vehicle-bicycle crashes take place between 3-7pm on weekdays.
- 39% of all bike crashes in Anchorage involve bicyclists between 6-18 yrs old.
- In Anchorage, driver inattention and failure to yield were the main factors in bicycle related crashes.
Alaska Department of Transportation
Program our phone number in your Cell phones
We have heard from a few customers recently having our number a click away helps when the unexpected happens. Please take a minute and program our phone number in your phone.
Fairbanks number 451-7733
North Pole number 488-7033
Toll Free number 866-488-7033
Eco-Friendly
More and more there are ways to reduce the impact to our environment, we here at Hood Agency are doing our part! Come by and get our bags, great for groceries!!(limit 4 per house)
Tiss the season
Don't forget to reinstate your motor homes, with Arctic Man this weekend and spring in full swing we want to be sure you're covered!
Glass damage?
Often it is best to wait till the rocks are cleared from the roadways before scheduling your replacement or repair.
P.S. Comp/glass claims don't hurt your insurance rates.
Emergency prepardness
With the tragedy in Japan it reminds us mother nature is powerful and to be prepared. Being we are near the arctic we have to be even more prepared.
The following items are important to have readily available in your home.
Generator (hook up easy to switch in the event of a power outage)
Flashlight with extra batteries
Portable, battery-operated radio
Radio
Purchase and use "glow sticks".
First aid kit and manual
Emergency food and water (some sources say you should have up to 2 weeks worth of extra food
Nonelectric can opener
Essential medicines
Cash and credit cards
Sturdy shoes for each family member.
Warm clothes
Blankets
For more go to this site How to prepare for an Earthquake
Bump up your credit score tips
Wanting to buy a house or car this year here are some easy fast ways to bump up your credit score.
Pull your credit and repair errors.
Pay down credit lines over two months.
Pay bills on time from now on.
Never use “grace periods” pay early or on time.
Do not close unused accounts.
Cut up credit cards, but keep the oldest one. (even if you don’t use it)
Spread your debt over your credit cards rather than one with all debt.
Rapid re-scoring you'll need a lender who is a customer of a rapid re-scoring service. Generally, the service will run roughly $50 for every account on your credit report that needs to be addressed, but it could save you thousands on your loan.
More on these tips go to this site, and some tools and strategies to get your score higher :(click here)
Spring time can bring Flooding
Springtime is just around the corner.. your homeowners and renters policies do not cover flood water (water from the outside of your home). Flood insurance is the only protection through FEMA can cover water damage from spring flooding. Want to know what a flood could cost? Below is an interactive tool to give you an idea. Interactive Tool
Note: flood insurance has a 30 day waiting period, so don't wait to get coverage.
Quote and information click HERE
TONS of snow!
With all the snow we've had this past week and predicted in our future, is it time to shovel our roofs? There's many factors to consider, is your roof flat or sloped? What is the material on your roof? metal or shingle?
The load needed to collapse a code-built roof would still require much more snow, local building officials said. An approved roof is required to hold 50 pounds per square foot in Fairbanks.
More info
Calculating snow loads for flat and sloped Roofs, More info
p.s. if you're going to attempt to clear your roof yourself, please be careful!
Tax time!
Don't forget to have your property insurance figure when filling your taxes. We can easily work up this figure for you, please email akallst8@yahoo.com and we will get the figure to you fast!
Witness to an accident?
Driving to work and witness and accident? Please please stay at the scene and help the parties involved. Many times accidents happen so fast parties and parties involved are so shaken the details are hard to recall. If you're in a rush, simply provide someone at the scene your name and phone number (business card) and let them know you'd be happy to help. This act of kindness may ensure one's insurance rates don't go up and who knows someone may pay it forward to you one day!
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