Safety Tips

In the event of an emergency, are your home or business address numbers visible to emergency responders? Help your Fire & Police Department, along with the ambulance find your address quickly. By ensuring your home or business have its numbers posted, and that they are clearly visible from the street. Day and night!

Follow these general hints to help ensure your numbers are visible:
1) Use numbers at least 4 inches high
2) Use numbers that contrast the color of your home or business
3) Ensure that trees or shrubs do not block the view of your numbers; trim back as necessary
4) Provide lighting to numbers during evening hours to ensure visibility
5) Check to see if your numbers are indeed visible, by viewing them from the middle of your street

6) Make certain the street signs are also clear of snow and ice

Please make sure your home is easy to locate in the event your family does have an emergency.

Your auto Insurance should be tailored to meet your needs. Normally, clients either buy “Liability Insurance only” or “Full coverage”.

It is very common for consumers to look at their bottom line. With the rising cost of living it is only natural to look for ways to cut back on household expenses. In Insurance you get what you pay for. It is important to be familiar with your policy and what it does or doesn’t cover.

Liability Insurance involves decisions like whether or not to purchase uninsured/underinsured motorist coverage, towing, and medical coverage. All very important coverage that must be considered.

"Full coverage" a slang term primarily means Liability Insurance and physical damage coverage ONLY for your auto(s). Again there are also optional coverage’s to consider and commonly left off to trim cost, however presumed that all and everything is covered and not noticed until after a loss.

*Comprehensive (prices vary according to the value of the car and theft statistics)
*Medical payments (prices vary, minimum of $10,000 is recommended)
*Uninsured/Underinsured Motorist (20-30% of accidents are involved with someone uninsured)
*Towing ($2 per car per six months)
*Rental Car ($15-$20 per car per six months)
*New Car Replacement (only available in Your Choice policies)
*Custom equipment (prices vary)
*Sound system Coverage (prices vary)
*Accident Forgiveness (Offered by our premium policy’s, save 5% at renewal)
*Deductible rewards (Offered by our premium policy’s)

Don’t get caught feeling under insured after a loss. Call and review your coverage today!